Economics

THE ISSUE

Although some insurance companies have started to base their rates on the number of years of driving experience rather than age, on average, it still costs young men more to insure their cars than young women or other age groups. A family that adds a teenage daughter to its insurance policy will pay about twice as much as before. If the same family adds a teenage son to the policy, the premiums may triple. Why do young men have to pay more for car insurance?

• English Philosopher and Radical Reformer
• Author of System of Logic (1843), Principles of Political Economy (1848), On Liberty (1859), Utilitarianism (1861), and The Subjection of Women (1869)
• Member of Parliament
• Godfather to the philosopher Bertrand Russell

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